The individual mandate states that everyone in the United States must obtain health insurance or else the government will fine them. The individual mandate is often debated among Americans. Opposers say that the government has no right to force people to buy health insurance. While I agree with this statement, the individual mandate is acceptable because affordable quality health insurance is not hard to access through this new law. "Americans face penalties if they have not acquired insurance by 2014. However, it is important to note that the penalty for not having insurance in 2014 is very low. A penalty of only $95 will be demanded of individuals who are not insured in 2014”
One of the best aspects of the Affordable Care Act is that it makes it easier for Americans to get more affordable health insurance. Health insurance marketplaces are available. These health insurance marketplaces provide a variety of ways to get covered. These coverage plans range from inexpensive bronze plans to more expensive platinum plans. The good news is that every plan will cover hospital visits, doctor visits, maternity care, mental health care, and prescription drugs. Everyone will be able to receive coverage from the government in the form of Medicare or Medicaid. The majority of people get covered by their employer. The employer mandate states that the boss of a company with 50 or more employees must provide his employees with health insurance. These new ways of obtaining health insurance will have a great impact on people
Life was different before the Affordable Care Act. Affordable health care wasn’t available for all Americans. Many people disapprove of the Affordable Care Act because it raises taxes for insured Americans. These people don’t think that it is fair that these taxes are being paid for other people’s health care. However, insured americans have always paid for the uninsured through higher premiums so they would still be paying anyway. The only difference is that there are more insured Americans. Before the Affordable Care Act people would be charged for pre-existing conditions. I believe that charging for pre-existing conditions is unfair discrimination. Whether or not someone gets sick is not entirely in their hands. Thanks to the Affordable Care Act, people are no longer charged for pre- existing conditions. Prior to the Affordable Care Act, women would pay more for health insurance than men. To me this is unfair because being a woman is not worse than being a man. It wasn’t fair that women were discriminated this way. The Affordable Care Act took care of this. Now men and women pay the same for health insurance. Thats the way it should be.
We should embrace the Affordable Care Act because health insurance is a priority. If everyone can get health insurance this easily then we are not right to amend it. You may be wondering why I think that amending the individual mandate is a bad idea. The government has no right to force people to buy health insurance. However, with all the other aspects of the Affordable Care Act, affordable quality health insurance is not hard to get. So why are people complaining if health insurance isn’t hard to get? I understand that the Affordable Care Act isn’t perfect, but I don’t think that is a matter that we should have to worry about. It is important that everyone receives affordable health insurance. If affordable health insurance wasn’t available for all then we would be putting the people who couldn’t access it at a major disadvantage. What if you were without health insurance? If you had pre- existing conditions you would be denied coverage if you got sick. You would slowly get poorer and poorer. Some people were living like this. Not anymore.